Should obese people pay higher health

Yet despite the vast literature on the medical costs of obesity, there is nothing available to answer the question of who pays these costs -- the obese themselves, or someone else?

higher health insurance premiums for obesity

In another paper, Kate Bundorf and I consider whether wage penalties associated with being obese undo pooling in employer provided health insurance. They involve a different sort of responsibility: civic — even political — responsibility.

Should obese people pay higher health

And I look around at all the people who don't take care of themselves, who live slovenly lifestyles, who make poor choices again and again every day, and I thing A more complicated story still might be consistent with the facts we develop, but Occam's razor would favor our simple interpretation: obese workers pay for their higher expected health care costs through lower wages.

One important mechanism by which the obese might impose costs on others is through pooled health insurance.

obesity impact on health care system

Parents are working longer, and takeout meals have become a default dinner. Furthermore, the obesity wage difference is substantially higher for female workers in jobs that provide health insurance than it is for their male counterparts.

Do obese people pay more for health insurance

Concerns regarding the health issue of obesity are justifiable however this type of proposition appears to be harsh and presumptuous. If you had a choice, what would you do? David Leonhardt argues that personal responsibility has become more complicated as our environment has changed. The conclusions of this research agenda cast doubt on the conventional wisdom about the costs of obesity, which fails to distinguish between private and public costs. Many people think that they are not overweight. Using nationally representative data on medical expenditures, Bundorf and I find that obese men and thinner men in this age range have the same medical expenditures, on average, while obese women have higher medical expenditures than thinner women in this age range. Most of the time, the government has no business doing such things.

Like employer health insurance, Medicare and Medicaid may induce a link between body weight decisions by enrollees and taxpayers. Bhattacharya and M.

Obesity in health care

Yet, my rates steadily increase every year. Or, conversely, that people who choose not to smoke and to maintain a healthy Body Mass Index BMI should not have to pay as much for their insurance since they do not pose as much risk. I take the time, out of my extremely busy schedule as a small business owner, to cook healthy foods. Packalen, "Is Medicine an Ivory Tower? But can whittling your waistline really add some heft to your wallet? But unhealthy people tend to die earlier in life, so the total costs over a lifespan may be equal to that of a healthy person's, or even lower since healthier people live longer and are bound to encounter increasing problems as they age. This is mainly because the higher end vehicles have a certain type of brand value and reputation as with certain big health insurance companies. The solution to this is suggested to be beyond the control of an individual, if people want to become successful they need to work hard most of the time and that requires people choosing a certain type of lifestyle. Other public-health scourges, like lung cancer , have tended to kill their victims quickly, which in the most tragic possible way holds down their long-term cost. The conclusions of this research agenda cast doubt on the conventional wisdom about the costs of obesity, which fails to distinguish between private and public costs. Bhattacharya J and M. If you had a choice, what would you do?

I take the time, out of my extremely busy schedule as a small business owner, to cook healthy foods.

Rated 8/10 based on 35 review
Download
Who pays for obesity?